Aengus Ó Snodaigh (Dublin South Central, Sinn Fein)
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234. To ask the Minister for Transport, Tourism and Sport if he is aware that car insurance loading is taking place by some insurance companies based on age; and if insurance companies are allowed to discriminate on age grounds. [44882/24]

James Lawless (Kildare North, Fianna Fail)
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Under Section 56 of the Road Traffic Act 1961, motor insurance is required to drive a mechanically propelled vehicle in a public place. However, the provision of insurance cover to individuals is a commercial matter for insurance companies. An insurance policy is a private contract between the insurer and the client, based on the risks assessed by the company. Therefore, I am not in a position to comment on the matter.

Insurance Ireland operates a free insurance information service for queries, complaints or difficulties in relation to obtaining insurance. All queries regarding refusal to quote, or quotations that are so excessive as to be in effect a refusal, should be directed to Insurance Ireland. Further information is available on www.insuranceireland.eu.