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Results 741-760 of 4,168 for speaker:Susan O'Keeffe

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: -----what sort of sense did you have - and your team - about when you were meant to be delivering something, even if there wasn't a specific date given?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Just to be completely clear: in the end, if you hadn't come in, if you hadn't been called was there already in existence sufficient legislative capacity for either nationalisation or a guarantee?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: You say, I think perhaps it's Mr. McCague, you say you attended a meeting on Sunday, 28 September: in the offices of [the] NTMA with representatives of the Department of Finance, NTMA, the Financial Regulator's office ... other advisers. There was further discussion on the loan books of the banks, particularly of Anglo. Following that meeting, we continued to progress the draft Bill. So...

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Given that several days, as in banking days, had passed between you being appointed and that meeting, was there any reflection on activity during those banking days that changed the situation? Made it worse, made it better, status quofor the actual banks, do you remember?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: The NTMA made clear to us in evidence that they were of the view that the model, so to speak, for Anglo and INBS was broken, it was a broken model that they were functioning under and that effectively they were insolvent. Did they make that view known to you, not necessarily in the succinct way they've done it here, but in the conversations were they making that clear? Because obviously you...

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Okay, so as monoline lenders with broken models, so to speak, were you in a position where you had to satisfy yourselves as lawyers with offering legal advice that the banks were all solvent? Did you have to stand back yourselves and go, okay these banks are solvent or they're not solvent, or were you just able to rely on, as it turned out, the Central Bank and the Financial Regulator's...

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: But you'd heard the NTMA tell you that the models were broken and that they were in a bad state. And now you heard the Central Bank telling you they were solvent so were you, in your own mind going, okay I have to make a judgment call here or would it have made any difference to your advice?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: No, but I'm asking ... I'm sorry maybe I'm misplacing the question-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: As lawyers offering legal advice on the legislation, did you have to satisfy yourselves that banks that you were offering advice about were solvent, or not?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: No?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Why not?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: So your advice wouldn't change if ... let's say if you knew bank A was insolvent-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: -----would you have offered different advice?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Can I just ask for one clarification?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: And that is just, the NTMA was saying to you that the ... those two were monoline banks?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Thank you.

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: So they didn't speak to you?

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: Of course.

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: I would just like to ask you, this is a quote that I'm specifically saying was in The Irish Timesbut I think you've made it before. You said,"If I'd cut spending, they would've crucified me." Is that ... is that .. would you accept that? I mean I appreciate this is in an interview in The Irish Times. The reason I'm asking you is they ... you're saying there "they would've crucified me". I...

Committee of Inquiry into the Banking Crisis: Nexus Phase (16 Jul 2015)

Susan O'Keeffe: You did make the point to Senator MacSharry that, you know, that there was nobody that didn't ask you not to spend more. I mean isn't the difference between being in government and being either in opposition or outside the political system is that you are always asking and the privilege, if you like, and the responsibility of government is that you can see the books and you know where the...

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