Mr. Gerard Brady:

I say training vouchers because SMEs in particular have tight margins. There is a lot going on for them with labour market costs and one area where we could help them get through some of those costs and get a better outcome in the form of productivity, growth and all those kinds of things is training vouchers. To literally give them cash to pay for their staff's training would be huge. It is as close as possible to a silver bullet because we have a fund employers have paid into that is heading for a €2 billion surplus. It is sitting there and not being used. This is a very simple way to use it that could help SMEs and answer those questions. I am not sure it is a silver bullet but it goes some of the way.