Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

That was in the 2006 country report from the IMF and they did flag a concern with those stress tests that were conducted. But, just to come back to that point on the two shock scenarios, can you help us as to why in an extreme scenario and a weak scenario, in stress testing the bank's books, you would have a decline of property prices at 40% for both? Why would you do that?