Pádraig Mac Lochlainn (Donegal, Sinn Fein) | Oireachtas source

Absolutely. My last question is to Ms Murdock. I have asked Mr. Hayes and Ms Byrne about their concern about what we have heard. Mr. Garrett has given important evidence to the committee today. Right now, the State essentially says that the foundations are okay and that we are not required to test them. If a homeowner is recommended for option one, they just rebuild on the existing foundations. That is the number one concern.

Number two is that the emerging evidence on IS 465 is that it is not fit for purpose and that we will have to consider a wider range of deleterious materials. In other words, we have – to use my own words - a standard that is not fit for purpose and a recommendation not to test foundations. Does that cause concern to the insurance industry?